Medicare Advantage plans can be tricky because they have a zero-dollar premium and offer comprehensive coverage, like prescription drugs, vision care, dental care, hearing aids, and even gym memberships. However, this may not be entirely true.
Medicare Advantage plans aren’t bad in all situations, but they certainly aren’t the best option for everyone, since many times the same beneficiary must contribute more money than it seems.
Based on various comments on social media, there are reasons why beneficiaries might feel that Medicare Advantage plans are less than optimal. In general, in many cases, some think that the plans are free. Even without a monthly premium, most beneficiaries spend more out of pocket in a Medicare Advantage plan than in a Medicare Supplement plan.
Common disadvantages of the Medicare Advantage plan include:
- No travel coverage.
- A small network of doctors.
- A higher out-of-pocket outlay.
- Plan benefits change annually.
- The constant need for references and approvals.
However, some are satisfied with these plans. That depends on the needs of each person. By contacting Midwest Health Insurance Solutions you can get options that fit your needs. You can contact me at (402) 972-0820 or visit my office at 4923 S 24th St #103, in South Omaha.
*Information retrieved from medicarefaq.com