Term vs. Whole Life Insurance

There’s a reason why the global life insurance market is expected to reach a staggering $280.4 billion by the year 2032. While no one likes to think about dying, it’s important to remember that this natural process will happen to everyone eventually. And, if death strikes your family unexpectedly, it can leave your spouse, parents, and children in a financially …

What Is the Difference Between Medicare and Medicaid?

The average cost of a hospital visit in the United States is $2,883, according to ValuePenguin. For the average American to afford a normal stay, they would need to work 384 hours at $33.82 an hour. Unless you want to get saddled with a huge bill, you need to be able to rely on insurance to cover most of that …

Which Medicare Advantage Plans Cover Dental Implants?

Since March 2023, over 65 million people havenrolled in Medicare. This is an increase of nearly 100,000 since the previous report was released in September 2022. Medicare is beneficial to seniors because it can cover hospital stays, hospice care, doctor services, and more. But, which Medicare Advantage plans cover dental implants? If you are considering this procedure, you need to …

Pros and Cons of Medicare Advantage Plans vs. Original Medicare

As you approach your 65th birthday, your thoughts are likely focused on a well-deserved retirement in a sunny spot of your choosing. After years of gainful employment, you deserve a break, but there’s still one more important thing you need to figure out. Growing older usually comes with unavoidable healthcare expenses. Medicare can help you pay some of these costs, although 51% …

Costs, Coverage and How to Enroll in Medicare Part D

Over 65 million Americans are enrolled in Medicare Part D plans. Yet most find the specifics confusing. If you’re turning 65 soon, get ready for an avalanche of information on Medicare Part D.  But first, take a deep breath. This guide will explain everything you need to know about Medicare Part D in plain English. Let’s start by examining costs, coverage, …

What Is the Best Supplemental Insurance for Medicare?

As of March 2023, over 65 million people are enrolled in Medicare. This form of coverage is a great way for elderly individuals and those with disabilities to stay insured, but, Medicare may not cover everything, so it’s sometimes necessary to explore supplemental insurance. Combined with Medicare insurance, supplemental health insurance can provide more comprehensive coverage. With so many options …

Best Dental Insurance for Seniors on Medicare

If you’re a senior over 65, are you visiting the dentist regularly? Studies find that 1 in 5 seniors have lost more than 24 teeth. Good dental hygiene becomes more important as we age because our bodies don’t heal the way they used to when we were younger. You’re more susceptible to gum disease and tooth decay as a senior. …

How to Get a Replacement Medicare Card

In the United States, a trip to the emergency room can cost an individual about $2,200 on average!. Retired seniors would struggle to cover that cost if it weren’t for insurance options like Medicare.  However, Medicare doesn’t automatically apply to every senior citizen in the country. Seniors need to have applied for it and received an insurance card to prove …

How Long Will Medicare Pay for Home Health Care?

They say there’s no place like home, especially when it comes to healing and recovery. Welcome to the world of Medicare home healthcare coverage, where your living room becomes your personal healthcare oasis. Medicare home healthcare covers skilled nurses, home health aides, and therapies. Imagine receiving quality healthcare without ever leaving your cozy nest. With Medicare home health care coverage, …

How to Apply for a Social Security Card

The Social Security number is used to report the wages received by workers to the government. To access Social Security benefits, you need to have a record and your Social Security number. How to Apply for a Social Security Number for the First Time? The Social Security number allows you to pay your taxes, work legally, open a bank account, …