What Is the Best Supplemental Insurance for Medicare?

As of March 2023, over 65 million people are enrolled in Medicare. This form of coverage is a great way for elderly individuals and those with disabilities to stay insured, but, Medicare may not cover everything, so it’s sometimes necessary to explore supplemental insurance. Combined with Medicare insurance, supplemental health insurance can provide more comprehensive coverage. With so many options …

Best Dental Insurance for Seniors on Medicare

If you’re a senior over 65, are you visiting the dentist regularly? Studies find that 1 in 5 seniors have lost more than 24 teeth. Good dental hygiene becomes more important as we age because our bodies don’t heal the way they used to when we were younger. You’re more susceptible to gum disease and tooth decay as a senior. …

How to Get a Replacement Medicare Card

In the United States, a trip to the emergency room can cost an individual about $2,200 on average!. Retired seniors would struggle to cover that cost if it weren’t for insurance options like Medicare.  However, Medicare doesn’t automatically apply to every senior citizen in the country. Seniors need to have applied for it and received an insurance card to prove …

How Long Will Medicare Pay for Home Health Care?

They say there’s no place like home, especially when it comes to healing and recovery. Welcome to the world of Medicare home healthcare coverage, where your living room becomes your personal healthcare oasis. Medicare home healthcare covers skilled nurses, home health aides, and therapies. Imagine receiving quality healthcare without ever leaving your cozy nest. With Medicare home health care coverage, …

How to Apply for a Social Security Card

The Social Security number is used to report the wages received by workers to the government. To access Social Security benefits, you need to have a record and your Social Security number. How to Apply for a Social Security Number for the First Time? The Social Security number allows you to pay your taxes, work legally, open a bank account, …

Social Security Benefits

Social Security has four types of benefits you can apply for if you meet the eligibility requirements. Retirement This benefit gives you a monthly income when you reach an eligible retirement age or reduce your number of work hours. It would be best to plan your retirement using the Social Security retirement table to calculate the monthly percentage you can …

How to Choose the Best Medicare Advantage Plan

Did you know that 45% of seniors in the United States are on a Medicare Advantage Plan? Medicare Advantage (MA) plans provide seniors with the opportunity to choose their own health care and save money. Some plans cover more services than others, but all aim to help you stay healthy as you get older. When choosing between Medicare Advantage plans, it …

Health Insurance HSA vs PPO

Are you struggling to choose the right health insurance plan for your needs? With so many options available, it can be overwhelming to make a decision. Two popular health insurance plans are HSA and PPO, each with benefits and drawbacks. HSA, or Health Savings Account, is a plan that allows people to save pre-tax dollars to cover medical expenses. On …

How to Find Life Insurance After 70

After age 70, finding affordable senior life insurance can be more complicated than when you were younger. Let’s think about our parents or ourselves at that age. At 70, we are still active, although only some are as lucky. But regardless of age, life insurance is a crucial way to help your loved ones cover final expenses, so exploring your …

Protect Your Health With Medicare Part B

If you or a family member over 65 get regular outpatient or medical checkups, Medicare Part B may be the right health insurance. In the range of Medicare options (low-cost insurance), Part B has as a special condition that beneficiaries must be over 65, have a disability, or have a life-threatening illness. At Midwest Health Insurance Solutions, we know it …